You don't have to go to a bank, show proof of income, look for guarantors, or put up property in order to get a credit card loan.
Getting money on your card is easy—just follow these three steps:
- Sign up for the app in less than a minute.
- Pick the amount you want to borrow and how long you want to pay it back.
- If the decision is good, click "Receive" and get the money on the card!
- It's useful and makes money. You don't have to go to the store and figure out when it's open in order to get an online credit that won't be denied.
- You can also get an online payment at any time. Every application is handled in just a few seconds!
It's as easy to return an online credit as it is to get one. You can do this in your own account or at the bank's cash station. There are no fees or extra costs that you don't know about.
It's safe and easy to get credit online with our app. If you need money for a longer time, there is a service called "prolongation" that lets you lengthen the client's contract as many times as you want on good terms.
You only need BVN to get a credit.
Some general facts about the service:
- You have to use the credit for at least 65 days.
- The credit can only be used for 90 days at most.
- The lowest rate of interest per year is 3.711%.
- Interest rates can go as high as 438% per year.
- You have to be 18 years old to get a point.
Example of how to figure out an interest rate:
- Third loan, with a daily interest rate of 1.2%:
- 10,000 NGN for 65 days, which is 17,800 NGN.
- $10,000 in initial debt plus $7,800 in interest that has already been paid.
Paying back
To pay back your credit, open the KoboGo app and do what it says. If you pay back your credits on time, you can raise your credit score and get more credit with longer terms and lower interest rates in the credit app.
Concerning privacy and rights:
To fully understand how we gather, use, protect, and otherwise deal with your personal information in line with our website and app, please read our privacy policy carefully. We care about your safety. Any information you give us is encrypted, and we will never send your personal details to someone else without your permission.
For more information, please look at the part on our website called "Frequently Asked Questions" (kobogo.ng).
